Loans, Credit Lines and Overdraft Protection

Loans, Credit Lines and Overdraft Protection

Select from our borrowing choices

A versatile option to borrow

  • Make use of it for house renovations or making big acquisitions
  • Borrow between $5000 – $50,000
  • Apply as soon as for a borrowing limit that one can continue steadily to utilize and re-use having a versatile repayment plan 1

Signature Loans

Borrow just things you need now, for just what you need

  • Make use of it for big acquisitions or consolidating financial obligation
  • Borrow between $5000-$50,000
  • We’ll assistance develop a payment routine that fits your financial allowance

Scholar Credit Line

A way that is flexible fund your college costs

  • Purchase costs such as for example tuition, publications and residing at competitive interest levels
  • Apply when for a borrowing limit as you are able to continue steadily to utilize and re-use 1 whilst in college 2
  • Interest-only payments that are monthly at school as well as a couple of years once you leave college

Month-to-month Arrange Overdraft Protection

A back-up for the every day deals

  • Perfect for those people who have many month-to-month shortfalls in their chequing account
  • Avoid declined deals, late bill re payment costs or NSF charges for $4 each month plus 21% interest each year on overdrawn quantity
  • Provides protection between $300 – $5000

Pay As You Go Overdraft Protection

Prepare yourself to handle the unforeseen ( maybe unavailable on records in Quebec)

  • Well suited for those that just have actually periodic requirement for overdraft security coverage
  • Avoid declined deals, belated bill re payment fees or NSF charges for $5 per usage with at the most $5 each day plus 21% interest per year on overdrawn quantity
  • Provides coverage between $300-$5000

TD Residence Equity FlexLine

Your property will be your strongest monetary borrowing device

  • Access your credit during your TD Access Card 3 cheques and EasyWeb on line banking
  • Apply when for a borrowing limit that you could continue steadily to utilize and re-use 4
  • Finance purchases linked to house ownership, including house renovations and unanticipated home repairs

Dealership Car Loan

TD provides financing that is effective at dealerships across Canada

  • Access the quantity you may need for the vehicle, ship, marine or RV purchase
  • Enjoy usage of versatile funding, dealer programs and our trusted nationwide partnerships
  • Select from a set or interest that is variable for you personally

Private Sale Vehicle Loan

Make an application for a car loan that suits your financial allowance

  • Car loans are around for independently sold vehicles, SUVs, vehicles, vans or vehicles that are recreational
  • Select from a set or variable price to meet your requirements
  • We are going to allow you to develop a payment schedule that is comfortable

TD On-the-Spot RSP Loan

Optimize your RSP by borrowing as much as the RSP share restriction when it comes to 12 months

  • Borrow as much as your unused RSP contribution space for the 12 months
  • Select from a fixed or interest that is variable to match your need

TD CarryForward RSP Loan

Borrow now which means that your retirement cost cost savings may develop

  • Catch through to RSP efforts from past years as much as $50,000
  • Up to terms that are 5-year for fixed price loans
  • Up to terms that are 10-year for adjustable price Loans (term and amortization must match)

Investment Secured Personal Credit Line

Make use of your investments that are eligible secure a personal credit line

  • Borrow from $5,000 to $200,000
  • Apply as soon as for a personal credit line that you could continue steadily to utilize and re-use with a versatile payment plan 1
  • Convenient usage of your credit during your TD Access Card 5 , cheques and EasyWeb on the web banking

Find out more about Borrowing

Here are a few extra resources to help you even more comprehend your borrowing choices.

Know Loans and Personal Lines Of Credit

Discover credit options for typical borrowing needs like paying down debt, house renovation and more.

Compare TD Loans & Credit Lines

Read about the distinctions between that loan and A line of Credit.

lendup loans title loans

Get and keep maintaining good credit

Find away what’s involved with getting credit, simple tips to keep your credit history healthy and much more.

Want to communicate with us directly?Contact us



With regards to needs that are borrowing there’s no one size that fits all.

That will help you determine which monetary financing choice could be suitable for you, keep carefully the after in your mind:

Have you got a well-defined borrowing need with a certain objective – such as for instance purchasing a car or truck, consolidating financial obligation or another major cost? Then that loan might be a far better choice. It offers a swelling sum of cash at the start. You are able to choose a set or variable interest rate… and choose your re re payment regularity which range from regular to biweekly, semi-monthly or month-to-month.

Then a line of credit may be a better option – as the funds up to your available credit limit are there, whenever you want if, on the other hand, you need the flexibility to borrow for a variety of needs, without having to reapply every time! And you also pay only interest on which you employ.

Talk with a TD agent to learn more about which solution may be suitable for your borrowing requirements!

On-Screen Graphics

Loan vs. Loan vs. lend Loan vs. credit line Loan vs. uncover cash on ground

Loan vs. Credit Line

Interest Fixed Adjustable

Weekly Bi-weekly Semi-monthly Month-to-month

Content in this video clip is for informational purposes just and may also differ centered on specific circumstances.

Please talk with a TD banking expert regarding the particular requirements.

В® The TD logo design as well as other trade-marks will be the property associated with Toronto-Dominion Bank.



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