contact us at 902.403.3602 or deliver us a message to ensure you can be contacted by us.
Please book an appointment for several conferences even as we are not necessarily at the office.
Free parking. Wheelchair available.
City of Lakes Business Centre50 Eileen Stubbs Avenue, Unit 130Dartmouth, Nova Scotia B3B 0M7
PO Box 985, Saint John, NB E2L 4E3
902.403.3602 (p) / 506.638.1428 (f )
Consumer Proposals in Dartmouth , Nova Scotia
a customer proposition is a credit card debt relief solution legislated by the government. A consumer proposition enables you to combine the debt or settle the debt for under your debt along with no interest costs.
Here you will find the top ten great things about a consumer proposition.
write-off element of the money you owe
stop collection telephone calls
stop a wage garnishment
unfreeze your bank account
legally binding on all unsecured creditors
handles Canada sales Agency and cash advance businesses
you retain your assets together with your taxation reimbursement
lessen your payment per month to one thing that is affordable
no interest on monthly premiums
We work with you to create an offer are able.
The price of a customer proposition is well known upfront. Everything you spend is precisely, and just, just what repayment you negotiate along with your creditors at the start of the buyer proposition procedure. Once you finish your instalments plus the regards to your proposition, your financial situation are eradicated.
a customer proposition can only just be filed with a Licensed Insolvency Trustee like Powell Associates Ltd. Discover ways to register a customer proposition or contact our Dartmouth group to talk about how a consumer proposal can help you get out of debt and avoid bankruptcy today.
Debt consolidation reduction vs Consumer Proposal
You may be wondering if a debt consolidation loan, home equity loan or second mortgage are a good option to consolidate your debts if you have significant credit card debt, tax debts or other unsecured debts.
An unsecured consolidation loan may be hard to get in the event your credit rating currently reflects bad or a lot of credit. Also it can be difficult to qualify for a home equity loan or second mortgage and the costs and interest rate can be significant if https://yourinstallmentloans.com/installment-loans-az/ you have equity in your home.
Our Dartmouth financial obligation experts will allow you to review the debt restructuring options and compare the good qualities and cons of a loan that is new 2nd home loan with making an official, debt negotiation offer to creditors through a consumer proposition.
Filing Personal Bankruptcy in Dartmouth
Individual bankruptcy ought to be a resort that is last but frequently it’s the best way to help you to get away from financial obligation. Our Dartmouth Licensed Insolvency Trustee will allow you to determine if filing bankruptcy could be the smartest choice to eradicate the debt.
Regardless of how severe your debt issue, remember you will find credit card debt relief choices. At Powell associates Ltd. you talk to an always expert. Consultations are free so we provide versatile visit times.
Today call our Dartmouth office at 902-403-3602 or email us.
A bankruptcy and customer proposition can only just be filed through a Licensed Insolvency Trustee. Our company is licensed by the government that is federal allow you to cope with financial obligation.
Financial obligation issues donвЂ™t disappear by themselves. If you fail to manage to repay the money you owe by yourself, as Licensed Insolvency Trustees we assist you to explore your entire choices and select the answer that is better for you personally.
Get Rid From Personal Credit Card Debt
If you’re just making minimum payments in your charge cards it will require you years to cover off your balances, if at all. We are able to allow you to combine your instalments or make money offer that may decrease your charge card balances. Your bank cards are rolled into one paid off month-to-month repayment.
It is not a loan that is new it is a government-approved interest-free debt negotiation plan payable over as much as five years.
Stop the Cash Advance Cycle
Pay day loans cause monetary anxiety as the interest accumulates quicker it off than you can pay. As time passes this consumes away at your paycheque. When you fall behind, payday loan providers utilize aggressive collection techniques like calling your boss and garnishing your wages.
We are able to add payday advances in your system which help you break the pay day loan cycle.
Get Tax Debt Settlement
Just a insolvency that is licensed has got the choices which will help you lower your income tax financial obligation obligation. Tax debts are a part of other debts to your debt settlement program while the charges and interest will minimize. If Canada sales Agency has frozen your money or garnished your wages, we could reverse those actions.
Education Loan Debt Forgiveness
Searching for assistance student loan debt that is resolving? When you yourself have been away from college for 7 years, your government education loan financial obligation could be released through a bankruptcy or customer proposition.
Eliminate High-Interest Installment Loans
You could have attempted to combine or settle payments if you take down a high-cost funding loan. While these kind of consolidation loans will allow you to deal with the demand that is immediate payment, they arrive with an intention price of 39%, 49% and also 59%. Installment loans designed for those currently with debt or with dismal credit just postpone, instead of resolve the situation.
Short term loans, whether owed to a bank, credit union or funding business could be eradicated with repayments determined centered on everything you can manage.
Why Talk To a insolvency that is licensed?
If, like a number of our customers, you might be fighting financial obligation, it is the right time to break your debt period by working together with a insolvency that is licensed in your area. We have been certified by the national of Canada to assist you along with your debts.
You can be helped by us get rid from financial obligation.
If you’d like assist becoming financial obligation free, phone our Dartmouth group today at 902-403-3602.